Michael Lewin

Michael Lewin has been in the financial services industry since 1994. He started with mortgages and was a pioneer in helping first-time homebuyers and clients who had gone through tough times that ended up negatively affecting their credit. He went out on his own in 1996, opening Lewin & Associates. 

The mortgage industry had many ups and downs, which culminated in the big crash of 2008. At this point, he decided to focus even more on helping people navigate the turmoil. Through gathering documents for mortgages, he traced a theme of losses. He saw equity losses and investment losses. In 2010, he decided to show people, especially seniors, how to accumulate money and protect it. Heinitially did this with various insurance products, discovering that one of the biggest reasons people lost money was due to poor management of the investments coupled with financial planners that were more concerned with large commission-based products than protecting clients hard-earned money and lifestyle.

After several more years of focusing on asset protection, Michael decided to add money management to his services. The focus was accumulation with the long-term goal of protection. All plans were based on individual risk assessment. The most important part of the assessment was finding out how to keep clients’ emotional well-being intact during harder times.

Currently, Michael takes a holistic approach to planning. He tries to show people a variety of ways to build their assets while staying within the confines of a risk-based plan. He finds the best options suited for individuals and monitors the performance. Performing periodic reviews, he adjustsplans as needed. He has found that people really are better off when they know what is going on and can measure how well everything is working. He stresses the importance of an ongoing financial plan and an income plan that will last throughout retirement.

Michael prides himself on making recommendations based on experience. He has been actively investing and trading in the stock market since 1996. He has intensively studied many areas of the markets. Michael is versed in stock charting, long-term buy and hold trading, day trading and higher-risktick trading. He has studied high frequency trading to help determine the validity of his charts. To understand what is actually going on in the markets, he follows the ultras on all the main indexes. He specializes in tick trading the ultras for his own account due to the higher potential rate of return. This also enables him to see if a particular index is moving in a congruent direction or if one or two large stocks are pulling an index in a direction due to their size and the volume of the trades.

When he’s not working, Michael is golfing and exercising. He enjoys doing speed training for quite some time. This has brought his golf swing speed from 90 mph to 110 mph. He also lifts weights and does calisthenics. For stretching and flexibility, he practices hot yoga with a focus on sculpting and inversions. He is happily married to his wife Joy, and they enjoy doing many leisure activities together, from going to fairs and festivals, to traveling and paddleboarding.