Life insurance protects those who are dependent on your income. If you die prematurely, your life insurance policy would provide your dependents with ongoing income so that they can ideally maintain a standard of living similar to what they enjoy today. Life insurance can also provide a timely emergency fund for medical, legal, and funeral costs, should family savings not be adequate to cover them as well as replace lost income, transfer wealth, eliminate debt, and fund a college savings plan. If you were to be gone tomorrow, what would be the impact? Could your family afford the funeral expenses? Have you left a complicated will or no will at all? Are your spouse, children, and other dependents counting on your paycheck in the years ahead to cover basic needs or future savings goals? Don't wait until it's too late to protect your family.
Disability insurance is income protection, a form of insurance that insures the beneficiary's earned income against the risk of not being able to perform their job duties. Due to an injury, illness or condition that causes physical impairment or incapacity to work. Statistics show that in the US disabling accident occurs, on an average, once every second. In fact nearly 18.5% Americans are on disability, and 1 out of every 4 persons in the US workforce will suffer a disabling injury before retirement.
Call us toll free at 888-303-1098 for a free quote to help select a life insurance policy and/or a disability policy that is best for you and your family.
ADVISORY SERVICES OFFERED THROUGH SOWELL MANAGEMENT SERVICES THROUGH LEWIN & ASSOCIATES, INC. LEWIN & ASSOCIATES, INC AND SOWELL MANAGEMENT SERVICES ARE NOT AFFILAITED.
Copyright © 2019 Lewin & Associates - All Rights Reserved.